OTHER EXTRA COVERAGES

You can also buy extra coverage for loss or damage, including Specified Perils, Comprehensive, Collision or Upset or All Perils coverages. See the section called "Glossary" for definitions of each of these terms.

OPTIONAL COVERAGES

You may purchase other optional coverages including Coverage for Transportation Replacement, Family Protection Coverage and Removing Depreciation Deduction.

Coverage for Transportation Replacement (OPCF 20).

This coverage under the collision or comprehensive portion of your policy provides you with the use of a rental car while your car is being repaired.

Family Protection Coverage (OPCF 44R).

This coverage protects you to the same limit as your liability coverage if you are involved in a car accident with an underinsured driver, an uninsured driver or an unidentified driver, such as a hit-and-run driver.

Removing Depreciation Deduction (OPCF 43).

This coverage removes the insurer's right to deduct depreciation from the value of your car when settling a claim for loss or damage caused by a peril for which you are insured.

Please keep in mind that these are only three of many other optional coverages that you may want to buy. Ask your broker, agent or insurance company for more information on these and other coverages.


source: (IBC) Insurance Bureau of Canada


If you have any questions about auto insurance, please email Tiffany at tiffany@hubbardinsurance.com


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