You can also buy extra coverage for loss or damage, including
Specified Perils, Comprehensive, Collision or Upset or All Perils
coverages. See the section called "Glossary" for definitions
of each of these terms.
OPTIONAL COVERAGES
You may purchase other optional coverages including Coverage
for Transportation Replacement, Family Protection Coverage and
Removing Depreciation Deduction.
Coverage for Transportation Replacement
(OPCF 20).
This coverage under the collision or comprehensive portion
of your policy provides you with the use of a rental car while
your car is being repaired.
Family Protection Coverage (OPCF
44R).
This coverage protects you to the same limit as your liability
coverage if you are involved in a car accident with an underinsured
driver, an uninsured driver or an unidentified driver, such
as a hit-and-run driver.
Removing Depreciation Deduction
(OPCF 43).
This coverage removes the insurer's right to deduct depreciation
from the value of your car when settling a claim for loss or
damage caused by a peril for which you are insured.
Please keep in mind that these are only three of many other
optional coverages that you may want to buy. Ask your broker,
agent or insurance company for more information on these and
other coverages.
source: (IBC) Insurance Bureau of Canada
If you have any questions about auto insurance, please email
Tiffany at tiffany@hubbardinsurance.com